Crypto payment gateway fees, explained

A non-custodial crypto payment gateway usually charges one thing: a percentage of each payment. No monthly fee, no setup fee, and nothing on an invoice nobody pays. The only other number to know is a small minimum per token, which exists so that collecting a tiny payment is never worth less than the network fee it costs to collect.

The percentage fee

This is the headline cost: a cut of each payment, usually set per network because different networks cost different amounts to settle on. With Vorixpay the current rate is 1% on BNB Smart Chain, 2% on Ethereum, taken from the payment at the moment it is collected on-chain — you never pay separately and you never fund a balance in advance. Live rates are always on the pricing page.

Network gas, and who pays it

Every on-chain collection costs a network fee (“gas”). Some gateways pass this to you on top of their cut; others fold it in. Vorixpay includes the gas cost of collecting your funds in the percentage, so there is no separate line item — what you see is what it costs.

The minimum per token, and why it exists

Because collecting costs gas, a payment can be too small to be worth collecting — the fee would swallow it. To prevent that, a gateway sets a small minimum per token: on a cheap network like BNB Smart Chain it is tiny; on a more expensive one like Ethereum it is larger. It is not an extra charge you pay on normal payments — it is a floor that stops a collection from costing more than it returns. If an amount is below every network’s minimum, you should be told at the point you create the invoice, not after.

What you should not be paying

• No monthly or subscription fee — you pay only when you actually receive money.
• No setup fee — opening an account and generating keys costs nothing.
• No withdrawal fee — with a non-custodial model there is no balance to withdraw; funds go to your wallet on collection.
• No charge on unpaid invoices — an invoice nobody settles costs you nothing.